Skip to main content

Frequently asked questions

What is a virtual card ?

A virtual card is a unique one-time use 16-digit card number with a CVV code and expiration date that can be generated instantly and used to make purchases online or via the phone. The virtual card is just like your credit or debit card, but without the physical standard plastic card.

With MyPrivacyPay we create a virtual card that shields your personal payment information. We keep your financial information private an secure from merchants, bad acting third parties, and fraudsters.

We automatically “lock” to the first merchant they’re used at and can never be used anywhere else if they’re stolen or compromised in a data breach. MyPrivacyPay Cards can also be set for one-time use so they automatically close after a single transaction. These built-in protections helps users transact with confidence.

Why does MyPrivacyPay request my personal information?

Personal information is required for a secure verification process called Know Your Customer (KYC) that must be conducted before customers can start using our MyPrivacyPay cards. This verification process is required to comply with anti-money laundering laws (AML) and helps shield against fraud.

How does MyPrivacyPay profit?

Just like other cards, we earn transaction fees and interchange fees from merchants. We will never profit from your data.

Does using MyPrivacyPay lower or increase my credit score?

No. MyPrivacyPay doesn’t doesn’t pull credit ever. Using MyPrivacyPay will not have any impact on your credit score and will not show up on your credit report.

Is MyPrivacyPay safe?

The security of our customers’ personal information and data is critical to everything we do. MyPrivacyPay is compliant and is held to the same security standards as a bank.

Who can use MyPrivacyPay?

MyPrivacyPay is currently only available to US citizens or legal residents with a checking account at a US bank or credit union, and must be 18+ years of age.

tech support

Protect yourself

Protect yourself

Protect yourself

Protect yourself

Protect yourself

Protect your payments

Protect your payments

Protect your payments

Protect your payments

Protect your payments